When my husband I decided to start a business, we didn't think about the legal aspects of doing so. We didn't realize that purchasing business insurance, getting building permits and making investments all required some type of legal advice. But after speaking to a close friend, who also happens to own a small business, we contacted a business attorney. Now, we have the legal smarts to make the best decisions for our business, as well as the legal representation in case something happens to our company. I hope that you find my blog helpful and informative for your own business. It's a great resource for finding the legal advice, resources and guidance you need to get your company up and running.
After a car accident, you deserve compensation for the damage done to your car, lost wages, and medical expenses. However, on top of all that, you should also receive compensation for your pain and suffering. Pain and suffering damages ensure that defendants are held accountable when they cause injuries to others. There are various other reasons why you should pursue pain and suffering.
Why You Should Seek Compensation for Pain and Suffering
When you are injured after an accident, you should pursue the largest settlement possible. While you might think that the settlement you are being offered will cover all of your expenses, it might not. For example, your injuries might end up being more severe than you think, you may find yourself unemployed for longer than expected, and you may find yourself in more debt.
Your Settlement Might Not Be Enough Otherwise
When you receive compensation for pain and suffering, you will maximize your compensation. Then, if your settlement was undervalued, you may still have the funds to pay for all of your damages.
Also, when you continue to grapple with the pain you have experienced, you may decide to look for alternative pain relief methods. For example, you might decide to try massage therapy or acupuncture. By receiving compensation for your pain and suffering, you will be able to pay for these treatment options even if they might not be covered otherwise.
How Pain and Suffering is Calculated
Your pain and suffering damages are often based on a multiplier method in which the damages you have suffered as a result of the car accident are multiplied by a number from one to five. This number is influenced by the type of injuries you have suffered and how much pain you are reporting.
Auto insurance providers will often have their own methods of calculating pain and suffering. These methods of calculating pain and suffering can lead to you receiving a much lower settlement than you would receive if your damages were calculated by a car accident attorney. Therefore, you might need to negotiate aggressively with the insurance adjuster.
There are automated calculators that you can use to predict what your damages will be, but they shouldn't be used as an alternative to consulting with a car accident lawyer. Every accident is unique and you will need help from an experienced professional to make sure that you receive the compensation you deserve.