When my husband I decided to start a business, we didn't think about the legal aspects of doing so. We didn't realize that purchasing business insurance, getting building permits and making investments all required some type of legal advice. But after speaking to a close friend, who also happens to own a small business, we contacted a business attorney. Now, we have the legal smarts to make the best decisions for our business, as well as the legal representation in case something happens to our company. I hope that you find my blog helpful and informative for your own business. It's a great resource for finding the legal advice, resources and guidance you need to get your company up and running.
If you've lost your only source of income due to a debilitating disease or injury, you're going to need your social security disability benefits. Unfortunately, only about 30-35% of applications for benefits are approved on the first attempt. That means you have between a 65-70% chance of having your application denied on the first attempt. That doesn't mean you should give up. It means that you should take the necessary steps to increase your chances of receiving an approval that first time out. Here are three suggestions to help you in your quest for social security disability benefits.
Take Lots of Notes
Your disability interferes with your life. You need to document the levels of that interference. When you go to the doctor, you need to be able to tell them exactly how your disability is affecting you. To make sure you can do that, you need to take lots of notes. Keep a journal – or a notepad – with you all the time. If you experience symptoms, write those symptoms down. If you're suddenly unable to do something that you used to enjoy doing or that wasn't difficult for you to accomplish in the past, write down the details. These notes will provide you the details you'll need to file a thorough application.
Know Your Medical Records
Each time you go to the doctor, your doctor takes notes about the visit. Those notes, as well as all the results to any tests you've had, are kept in your medical records. If you don't know what's in those records, you might be jeopardizing your application for disability benefits. Ask your doctor for a copy of your medical records. If you see multiple doctors – such as specialists for your disability – get copies from each of those providers.
Once you have the records, go through them with a fine-toothed comb. Pay close attention to the notes your doctors are taking. If they don't detail your symptoms well enough, go in to more detail at your next appointment. Be as specific as you can be. The Social Security Administration will be using those records to determine your eligibility for benefits. You need them to be as detailed as possible.
Get an Attorney
If you have questions about your application, don't take chances. You need to hire an attorney who specializes in social security disability claims, such as Bruce K Billman. Your attorney will be able to help you throughout the application process. If your application does happen to be denied on the first attempt, your attorney will move forward through the appeals process.